A J.C. Hart Apartment Community in Westfield, IN
 

Should I Rent An Apartment Or Buy A House In Westfield?

January 20, 2021

Exterior of apartment in Westfield

During the past several years, traditional fiscal wisdom in relation to acquiring a house or renting an apartment in Westfield has turned on its head. Buying property provides for a cause of pride and connectivity that you cannot derive from renting, but it could also be a cause of frustration and serious costs. Renting may bring some constraints, but also creates room for flexibility and fixed expenditures home ownership does not. Here are a couple points to know ahead of deciding to purchase a house or rent an apartment in Westfield.
 
Apartment building in Westfield

Money is King

Costs, both upfront and reoccurring, can fluctuate considerably between renting an apartment and buying a house. The home buying procedure is overflowing with charges that typically have to be given upfront - not including your down payment. There is first-year insurance fees, earnest money, property appraisals and inspections, and other small charges - all before your utility bills even kick in. That’s not even including the supplementary price tag for upkeep and any renovations you may need.

Renting has a noticeably shorter barrier for entry. Typical renting upfront costs include a security deposit, first month’s rent, and other various deposits or fees. While some say that money paid for renting is wasted, money paid on a location to stay is never a waste.

Living room in Westfield apartment

Areas for Yourself and the Entire Family 

What you want out of your living area may be the critical consideration in choosing if you should buy a house or rent an apartment in Westfield. The average house floor size in North America is continually growing, meaning more room for an office or a nursery. A house could have a backyard for kids and pets to run free and play in.

You can discover apartments in various layouts and floorplans. Inside, you can have anything from a 1-bedroom to a townhouse, but the units all come in predefined layouts. Your apartment will likely have walking paths and a dog park, and residents living on the other side of the wall. Of course, most properties don’t come with amenities like a stocked workout room or swimming pool

Repair in Westfield apartment

Maintenance Woes

While the choices that come possessing a home is remarkable, it does come at a cost. Should a pipe burst or appliance break, it is up to you or a professional you employ to make the repairs. In an apartment, there are maintenance professionals that is always just a call away. Not only is having a maintenance professional on-call convenient, but it will likely also save you some sizable money. Repair expenses are included in your renting bill, while any replacements on a home come straight out of pocket.

Flexibility for Your Way Of Living

Your profession and lifestyle can be massive factors in whether to buy a house or rent an apartment in Westfield. Selling a house can be a long, stressful process. If you work a job that requires you to relocate regularly, undergoing the selling procedure may be more taxing than it is worth. Renting an apartment is a more simple process that doesn’t involve real estate agents or money lending - just the apartment staff and you.

Ready To Start Finding For Your Perfect Apartment Space?

When you need an apartment in Westfield, your first choice should be Ashley Place Apartments. We have luxurious floorplans, courteous staff, and sublime amenities. Simply call (317) 689-0173 or click the “schedule a tour button” to discover your new home.